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into for finance apps

FileInto converts an Excel bank statement (.xlsx) into a standard .OFX file for Xero, Moneydance, GnuCash and other finance apps.

  • Never uploaded, stays on your device
  • Free preview
  • Opens in Xero and GnuCash
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How to import the OFX file

Xero

  1. Go to Accounting, then Bank accounts.
  2. On the account, choose Manage account, then Import a statement.
  3. Select the .ofx file from FileInto and click Import.
  4. Reconcile the new statement lines.

GnuCash

  1. Go to File, then Import, then Import OFX/QFX.
  2. Select the .ofx file from FileInto.
  3. Pick or create the GnuCash account when asked.
  4. Match or assign each transaction in the import window, then click OK.

What FileInto looks for in your file

ColumnExamplesNotes
SheetThe first sheet in the workbookMove the transactions to the first sheet if your workbook has several.
Date10/03/2026, 2026-10-03, Oct 3 2026, 03/10/2026Any common date style. If day and month are swapped, change "Dates in your file".
DescriptionSTARBUCKS STORE 01234Payee or details. Long descriptions are kept in full in the memo.
Amount-5.75, $1,234.56, (12.00), 12.00 DROne signed amount column, or separate money out and money in columns.
Memo, check number, balanceOptionalUsed when your file has them. The last balance becomes the statement balance.

Problems and fixes

Dates show up as numbers like 46298
That is how Excel stores dates. FileInto reads real Excel dates, so this only happens when the column is formatted as text. Format the column as Date in Excel and save again.
Summary rows at the top are counted
Rows without a valid date are skipped and listed under "rows skipped". Delete totals and notes at the bottom if they have dates.
The app says the file is invalid
Some apps want QFX or QIF instead of OFX. Switch "Save as" to the format your app lists and download again.
Transactions land in the wrong account
OFX files carry an account number. Enter the last digits of your real account number in Settings so your app links the file to the right account.
The same lines appear twice
Each transaction gets a fixed id, so re-importing the same file is skipped by apps that track ids. Overlapping bank exports can still duplicate.

Questions

What is an OFX file?
OFX (Open Financial Exchange) is the standard file banks use to send transactions to finance apps. Xero, GnuCash, Moneydance, Banktivity and many others import it.
Is my spreadsheet uploaded?
No. FileInto opens it inside your browser tab.
Which Excel formats work?
.xlsx and older .xls files. Only the first sheet is read.
Can I convert a CSV instead?
Yes. Drop a .csv file into the same converter; it reads both.
What are the limits?
Files up to 25 MB. Every file gets a full preview free. Downloads up to 25 transactions are free, no account needed; a Day Pass ($9 for 24 hours) or Unlimited ($7 a month) has no row limit. It works in current versions of Chrome, Edge, Safari and Firefox, on computers and phones.

Related converters

Guides: What is an OFX file?

Bank-specific steps and quirks: Bank of America, Chase, Wells Fargo, Capital One and American Express.