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FileInto converts a bank or credit card CSV into a QuickBooks .QBO file in your browser. Nothing is uploaded, and you can preview it free.

  • Never uploaded, stays on your device
  • Free preview
  • Opens in QuickBooks
Drop your bank file hereCSV or Excel from any bank, card, PayPal, Stripe or Square.Stays on your device. Never uploaded.

Have a different file, or need a different one? Click or above.

How to import the QBO file into QuickBooks

QuickBooks Online

  1. Go to Bank transactions (under All apps, then Accounting, or under Transactions on some plans).
  2. Open the Link account menu and choose Upload from file.
  3. Drag in the .qbo file from FileInto and pick the QuickBooks account it belongs to.
  4. Review the new transactions on the For review tab, then categorize and add them.

QuickBooks Desktop

  1. Go to Banking, then Bank Feeds, then Import Web Connect Files.
  2. Select the .qbo file from FileInto.
  3. Choose Use an existing QuickBooks account and pick the account, then Continue.
  4. Open the Bank Feeds Center to review and add the transactions.

What FileInto looks for in your CSV

ColumnExamplesNotes
Date10/03/2026, 2026-10-03, Oct 3 2026, 03/10/2026Any common date style. If day and month are swapped, change "Dates in your file".
DescriptionSTARBUCKS STORE 01234Payee or details. Long descriptions are kept in full in the memo.
Amount-5.75, $1,234.56, (12.00), 12.00 DROne signed amount column, or separate money out and money in columns.
Memo, check number, balanceOptionalUsed when your file has them. The last balance becomes the statement balance.

Problems and fixes

QuickBooks says it can’t verify the financial institution
QuickBooks only accepts Web Connect files from banks on Intuit’s list. FileInto writes a supported institution id into every QBO file. If you still see this, write to us with your QuickBooks version.
The same transactions appear twice
Each transaction gets a fixed id built from its date, amount and description, so uploading the same CSV again is skipped by QuickBooks. Duplicates usually mean the bank changed a description between two exports.
Purchases show up as deposits
Some card exports list purchases as positive numbers. Set Account type to Credit card and turn on "My file shows purchases as positive numbers".
Dates are wrong by months
Your bank uses day-first dates. Set "Dates in your file" to Day first.
No transactions found
FileInto couldn’t match the columns. Pick the date, description and amount columns in Settings. Summary rows at the top of the file are skipped on their own.

Questions

Is this CSV to QBO converter free?
Every conversion shows a full preview for free, and small files download free without an account. Bigger files need a Day Pass or Unlimited.
Is my bank file uploaded anywhere?
No. FileInto reads and converts the file inside your browser tab. Your file never reaches our servers, and nothing about it does either: not its name, its size or how many rows it has.
Can’t QuickBooks import a CSV directly?
QuickBooks Online can import some CSV files, but only in a strict three or four column layout. QuickBooks Desktop can’t import bank CSVs at all. A QBO file works in both and keeps transaction ids, so re-imports don’t create duplicates.
Which banks does it work with?
Any bank or card that exports a CSV or Excel file with a date, a description and an amount (or money in and money out columns). That includes Chase, Bank of America, Wells Fargo, Capital One and American Express exports.
Does it work for credit cards?
Yes. Set Account type to Credit card. QuickBooks then treats charges as money owed and payments as money paid.
Can I convert an Excel file?
Yes. Drop the .xlsx file and FileInto reads the first sheet.
What are the limits?
Files up to 25 MB. Every file gets a full preview free. Downloads up to 25 transactions are free, no account needed; a Day Pass ($9 for 24 hours) or Unlimited ($7 a month) has no row limit. It works in current versions of Chrome, Edge, Safari and Firefox, on computers and phones.

Related converters

Guides: How to import bank transactions into QuickBooks Online · How to fix "QuickBooks is unable to verify the financial institution" · QuickBooks Web Connect: how to import a QBO file · What is a QBO file?

Bank-specific steps and quirks: Bank of America, Chase, Wells Fargo, Capital One and American Express.