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into for finance apps

FileInto converts a bank CSV into a standard .OFX file for Xero, Moneydance, GnuCash and other finance apps.

  • Never uploaded, stays on your device
  • Free preview
  • Opens in Xero and GnuCash
Drop your bank file hereCSV or Excel from any bank, card, PayPal, Stripe or Square.Stays on your device. Never uploaded.

Have a different file, or need a different one? Click or above.

How to import the OFX file

Xero

  1. Go to Accounting, then Bank accounts.
  2. On the account, choose Manage account, then Import a statement.
  3. Select the .ofx file from FileInto and click Import.
  4. Reconcile the new statement lines.

GnuCash

  1. Go to File, then Import, then Import OFX/QFX.
  2. Select the .ofx file from FileInto.
  3. Pick or create the GnuCash account when asked.
  4. Match or assign each transaction in the import window, then click OK.

What FileInto looks for in your CSV

ColumnExamplesNotes
Date10/03/2026, 2026-10-03, Oct 3 2026, 03/10/2026Any common date style. If day and month are swapped, change "Dates in your file".
DescriptionSTARBUCKS STORE 01234Payee or details. Long descriptions are kept in full in the memo.
Amount-5.75, $1,234.56, (12.00), 12.00 DROne signed amount column, or separate money out and money in columns.
Memo, check number, balanceOptionalUsed when your file has them. The last balance becomes the statement balance.

Problems and fixes

The app says the file is invalid
Some apps want QFX or QIF instead of OFX. Switch "Save as" to the format your app lists and download again.
Transactions land in the wrong account
OFX files carry an account number. Enter the last digits of your real account number in Settings so your app links the file to the right account.
The same lines appear twice
Each transaction gets a fixed id, so re-importing the same file is skipped by apps that track ids. Overlapping bank exports can still duplicate.

Questions

What is an OFX file?
OFX (Open Financial Exchange) is the standard file banks use to send transactions to finance apps. Xero, GnuCash, Moneydance, Banktivity and many others import it.
Is my bank file uploaded?
No. The conversion runs in your browser tab. Your file never reaches our servers, and nothing about it does either: not its name, its size or how many rows it has.
OFX, QFX or QBO: which do I need?
QBO is for QuickBooks, QFX for Quicken, and OFX for almost everything else. They share a format, so you can switch "Save as" any time.
Can I convert an Excel file?
Yes. Drop an .xlsx file and FileInto reads the first sheet.
What are the limits?
Files up to 25 MB. Every file gets a full preview free. Downloads up to 25 transactions are free, no account needed; a Day Pass ($9 for 24 hours) or Unlimited ($7 a month) has no row limit. It works in current versions of Chrome, Edge, Safari and Firefox, on computers and phones.

Related converters

Guides: What is an OFX file?

Bank-specific steps and quirks: Bank of America, Chase, Wells Fargo, Capital One and American Express.